General Safety and Pedestrian Safety

Walking is one of the healthiest ways to get around. In fact, one of the best ways to lose a few pounds is to change your commuting or shopping habits. Replace one of your weekly drives – to school, to work, or to the store – with a walk. If you can do it all the time, so much the better! Walking along busy streets can be a dangerous and even fatal activity, though. Keep your wits about you and watch out for some common dangers.

Cars are the number-one cause of pedestrian deaths and injuries. Keep an eye on the road at all times. Even if you are on a sidewalk, it does not guarantee you are safe from cars. Pay special attention to driveways, as drivers backing out are usually preoccupied and often have an obstructed view.

Take the utmost care when crossing the street. Crosswalks are no guarantee that drivers will take extra care. In truth, many drivers lose their focus at crosswalks and begin to check their phone, turn the radio channel, or merely close their eyes to rest. Many drift forward as they do these activities. Make eye contact with drivers to ensure that they see you. Watch out for drivers turning right on red. Whether they are entering or exiting the street you are on, they usually inch forward into the crosswalk to get a look at oncoming traffic. In addition, their heads are usually turned and their concentration is elsewhere. These are drivers for whom to watch.

If you are walking long distances or at night, it is good to wear bright or even reflective clothing. People that walk on the side of the road should walk in the same direction as traffic and stay as far to the right as possible. Avoid heavily trafficked routes if possible.

Whenever you consider your own safety you should think about your health insurance and universal life insurance coverage. Do you have enough to keep yourself and your family out of financial ruin if an accident happens? This is one of the biggest safety questions of all.


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